Category Archives: Financial Peace University

Good days

I came back from tonight’s Financial Peace class really energized and excited. It was the baby step 2, dumping debt lesson, and that one always gets me a little emotional. We had really great discussion and everyone seems to be coming from very different places in their financial journey, yet we were able to have mutual respect for each other and a cohesive, lively discussion. I’m super stoked and looking forward to next 7 weeks.

Also, I’ve been working hard to not hate cooking lately. I get myself psyched up for each meal by streaming music to my cochlears and I wear a fancy apron and I dance while I’m cooking and stirring and measuring. When I started this ritual a couple weeks ago I made several really bonehead mistakes and screwed up some of the easiest dishes. Tacos, mashed potatoes, rice, stuff like that. My family takes it in stride but I think only because they love me and I laugh with them when they are laughing at me. It’s all good. Tonight we had baked herb chicken with salad and stuffing. I didn’t mess anything up and nobody complained so it’s a half win. If anyone had raved about it I would have called it a winner and made a note to add it to the list of regulars, but it was just meh.

I’m doing really well lately, all around. I’ve got some minor health issues but I’m working with my doctors to get to the bottom of things and I’m not in any pain or discomfort. For now, anyway. It comes and goes but it’s nothing serious.

That’s a little cryptic but I’m leaving it there. I’m trying to focus more on positive things that are happening around me and less on the other stuff. For now. We’ll see how long I can keep up with it. Ha!

Oh! I’ve been stuck writing my memoir but I received some great encouragement from other writers. One, it’s a very long process and I would do good to stop rushing myself. Two, I need to keep my primary purpose in writing the book front and center. And three, I need to write an outline. That last one seemed so simple, I was kicking myself for not having thought of it, but sometimes it’s hard to see clearly when you’re in the middle of it. So this week that is my writing goal. Start writing an outline.

That’s all for tonight folks. I leave you with these nuggets of wisdom given by our guest preacher at church today:

“Wilderness living is designed to make us willing.

Even Jesus had to be perfected through suffering.”

Nearly 2 months

It’s been a long time since I posted. I know. And it’s been a nice break, I suppose, but the wheels start turning again, and I have stuff to share, if you care to listen.

For starters, I left off talking about the memoir I’m writing. Progress is not at a complete halt, but it’s really slow going. I’ll get there, I’m sure of it. I’ve been focused on a lot of things that are happening now, so that detracts from the writing about the past. It was tax season for awhile there, so I had a lot of tasks to complete for the church. Getting W2s and 1099s out, filing them with the appropriate agencies, that sort of thing.

I’ve also been fully immersed in my daughter’s involvement with Girl Scouts, including some meeting planning and selling cookies. Being a part of this troop gives her a number of opportunities to reach out of her comfort zone and discover what she’s really capable of. When she does, she oozes with pride and I am one proud momma for sure. My son stays busy with wrestling and he always works hard and is continuously improving, and that also makes me proud. We try really hard to raise good kids but we can’t take credit for most of what they do well. We just stand back amazed and thank God, praying that we don’t screw it up.

I’ve been running a little bit. I joined a free good form walking/running class with a friend of mine, so two afternoons every week we get to learn how to walk and run properly so that we don’t injure ourselves. In four weeks, when the class ends, we’ll all participate in a 5k race together. It’s been a lot of fun mingling with other like-minded people and I’m learning a lot. I hadn’t realized I had sort of lost some of the joy of running but this class is helping me to rekindle it.

My fatigue level was pretty high there for awhile following the holidays but it’s getting a lot better. I have no doubt the regular running is helping. I’m still quite tired a lot of the time, meaning that I’m sleeping a lot more, but it’s manageable. It’s hard to explain the difference between fatigue and being tired. I guess I only know the difference because when I’m fatigued, I’m not yawning or wanting to sleep. I just can’t seem to move my body. My legs are heavier and walking up the stairs takes considerable effort, but I don’t feel like I could sleep. When I’m fatigued, my mind is often still very active, so I sit a lot and think about what needs to be done, and strategize how to get it done in the most efficient way. So I guess it’s not all bad. You’ve gotta look at the bright side, or the clouds will consume you.

One of the things I’ve been doing a lot more of is crocheting, because that’s something that doesn’t require a lot of thought or energy, so it’s the perfect activity for when I’m fatigued. I’m finishing up an afghan for one of my nephews, and when I’m done I’ll start on one for the next niece or nephew. I have 14 nieces and nephews, so I’ll be at this for many years to come. The plan is to complete them while they’re still in school. I’ve done six so far so I’m not even halfway through. It’s been a lot of fun so far and I just hope the ones who have received their blankets are enjoying them.

I’m starting another Financial Peace class a week from tomorrow, and I’m pretty excited about it. I only have 3 registrations, but two of them are people I met through Bible Study Fellowship, so I’m hopeful they will work the plan and stay for the full 9 weeks. It’s always exciting to watch people go through this class and to see what kinds of things change in their thinking and their habits. A lot of people believe you can’t live without credit cards or a high FICO score or a car payment, and to watch them as they learn the truth of a better way, God’s way, of handling their finances is truly inspiring. I always come away from every week of class motivated to keep on working the plan in our own home, and teaching the principles to our children. I don’t mind doing the class for only 3 members (at least 2 are married couples) but discussion is much more dynamic when you have more, so I’m praying we get more people signed up. We shall see.

I hope you all are having a good year so far. I’ll try to post more regularly to keep you posted on what’s happening in my itty bitty world.

All things fall

This post is dedicated to sweater weather which, here in Michigan, is right around the corner. I love sweater weather. I love summer, spring, fall, and winter, and I love this state because we get all four seasons in equal parts. Each one is just long enough so that you love it when it’s here, but as it’s ending you are more than ready for the next one to begin.

One thing I notice is that when I’m out for a run, I’m much less miserable (that’s not to say that I’m usually miserable on a run, I’m just being overdramatic. It’s what I do.) It’s really nice to have the cool, gentle breeze, and then to come home and not be covered in sweat. Today I ran 5 miles, with a couple short walking breaks, and I was surprised when it occurred to me that I was not struggling to walk or breathe. I was quite comfortable throughout the entire run. Part of this is that I’m learning to slow down and give my body some grace when it needs it. I learned this lesson best by falling on my face last week, and I won’t soon forget it. I take shorter steps, for safety, and then when my knee gives me that warning that it’s about to give out on me, I walk for a bit. This warning comes in the form of a shooting pain in my knee just as my foot hits the pavement, and I have to really catch myself to avoid falling. As of yet, it’s not caused me to fall, and I hope it stays that way. I’m still really hopeful that I’ll complete this half marathon next month on my own two feet.

In more exciting news, my kids went back to school today! My son is in 7th grade and my daughter is in 5th. They both got the classes and the teachers that they wanted, so other than the fact that they can’t sleep in and sit around playing video games anymore, they are pretty hopeful this will be a good school year.

My son is going to be on the cross country team this year, which is totally new. He does love to run, and has often run with me, but I think cross will still be a challenge for him because he will need to build up his stamina. He’s a great short distance runner, but he gets tired and bored fairly easily.

My daughter is not into any sports, but she loves art and science and horses. We may get her in for more horseback riding lessons down the road. She wants to sign up again for Girl Scouts, which she has been rather finicky about in the past so I’m hoping it sticks this time. Our community has a strong Girl Scout community and its a great way for her to build friendships with her classmates and learn some cool stuff in the process.

My ItWorks business is going fairly well. I added a new customer last month but this month is kind of at a standstill because I’ve been so focused on wrapping up the summer and getting the kids back to school. I’d like to do more promoting of the products I personally use on a regular basis, so you might see that coming around in the next couple weeks. If you are interested in checking out the product line, feel free to hop over onto my webstore at stillmindy.myitworks.com. Most people who have heard of the company have heard about their weight loss products, but there’s actually a lot more there. My personal favorites are the greens and the skin care line, for example. If you see something you like, let me know and I can help you get the 40% discount.

I have my next Financial Peace University class coming up in just 3 weeks and I still only have 3 people/couples signed up! Not that I don’t love a small group, but I would really like to see more people in the class because it’s such a wonderful life-changing experience and there are so many people out there who need to learn this stuff. This is God’s way of handling money, so it works. It’s not easy, for sure, but nothing worth doing ever is.

Well. What else? Bible Study Fellowship classes start up around the same time as FPU, so I’m going to be extra busy. Actually, I’m hoping for FULL, rather than busy. I’ve been working a little at watching how I’m spending my time so that I’m using it purposefully and not wasting it. I do allow myself downtime to rest my brain, I’m just being careful not to stay there too long. It’s been helpful having the kids home because I kind of feel like they are watching me and so I’m less tempted to waste time, so we’ll see how that changes now that they are back in school.

On that note, I’m going to make sure kitchen counters are cleared off because my groceries will be delivered soon!